Income protection insurance is designed to provide a regular income if you’re unable to work due to illness or injury. It helps cover everyday living costs, giving you financial stability while you focus on recovery.

At Northants Mortgages, we offer clear, straightforward income protection advice, helping you choose cover that suits your job, income, and lifestyle.

How Income Protection Works

If you’re unable to work for a prolonged period, income protection can pay a monthly benefit until you’re able to return to work or until the policy ends.

Policies can be tailored to include:

  • A chosen level of monthly income
  • A deferred period before payments begin
  • Cover lasting until retirement age or for a set term

Who Income Protection Is For

Income protection may be suitable if:

  • You rely on your income to cover regular expenses
  • You’re self-employed or a contractor
  • Employer sick pay is limited or unavailable

It can work alongside other protection, such as life insurance or critical illness cover.

Advice Built Around You

We’ll help you consider:

  • How much income you need to protect
  • How long you could manage without earnings
  • Which policy features matter most to you

Our aim is to arrange protection that supports you financially without overcomplicating things.

Talk to us about YOUR cover

Tell us a little about your home and what you’d like to protect, and we’ll be in touch to talk through your options with clear, straightforward advice.